I found out a few months ago that I had terrible credit which prevented me from moving out of the place i’m renting, but I found one of those credit services that doesn’t just tell you your credit score. It tells you where you went wrong, and gives suggestions on how to increase your credit score. They told me which claims by creditors I can challenge the credit bureaus on and how much of my monthly expenses should be on my credit cards vs. debit cards. It’s truly worth it to spend a few bucks a month as opposed to those “free” credit report sites. I can tell you that confidently because today I bought my first house!
What the name of the site you use? I signed up for the free one and it only really tells you the number of your credit score. Plus I think the free ones sell your data because I get lots of spam about credit cards now.
The one I use is called Identity IQ. When I went to their website to get the link for you I saw that their now offering a free trial that I wasn’t able to take advantage of, So go try it for free!
Thanks! I just signed up and challenged all of the claims they recommended, and my credit score will already be at 640 if they all go through! That’s a 90 point increase right off the bat